https://james-saulsbury.squarespace.com/about daily 0.75 2023-07-05 https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/15c9f3d5-6cfd-4ef5-85ae-38f5da5c4c65/Pro+headshot.jpg About - James Saulsbury Founder & Director For more than 10 years, I’ve been helping individuals, families and businesses plan their financial future by giving them pragmatic and tailored advice to suit their specific needs. Having developed a diverse portfolio of clients from different backgrounds, and located across the UK, I’ve learned that it’s the one-to-one nature of working with them that I enjoy the most. I believe in creating a life you love, which is partly why I moved from Buckinghamshire seven years ago to the North Cornish coastline. This leap of faith has paid off because every day I get to do what I love most - helping people reach their full potential through bespoke financial planning - from the beautiful Cornish coastline. Outside of work, my spare time tends to revolve around my family. I try to give back to the local community by coaching two junior football teams, which at times has proven to be just as demanding as financial planning! I also support a local forces charity by providing pro-bono guidance for forces personnel and veterans through the PFS Forces Money Plan. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/a786d708-cfc4-40c5-ae1c-223940497d0d/JSq+Portrait.jpeg About - Jeremy Squibb Chartered Financial Planner For over 20 years I’ve been helping people transition, guiding them to understand the most important things in their lives, then building a financial plan to fulfil those priorities. Having worked across the financial spectrum from a UK bank, a nationwide financial planning firm, my focus is now firmly in my native Cornwall working alongside James at Saulsbury Financial Planning. From 2012, I studied under George Kinder – the father of the Financial Life Planning movement, whose approach focuses on living a meaningful life, free of regret – which is what I like to think is the true purpose of financial planning. Much of my work is with people who are at a crossroads in their lives – either through circumstances beyond their control, or when they have reached a point where they know change is necessary – escaping the bucket of expectation. This includes guiding small business owners to find the balance between business and life – no easy feat as they endeavour to juggle time and money. Away from the office, music forms the backbone of family life, and we can often be seen playing with Porthleven Town Band outside the Harbour Inn on a Sunday evening in the summer. Sporting activities focus on coaching Helston U12’s girls football team – The Dolphins, which brings a unique blend of challenge and joy. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1604308072415-GUA2SLXGELIJDPXU4ZBK/image-asset.jpeg About - Anna Bidmead Administrator I support James and the business on a day-to-day basis running the administration for our clients. I’ve worked as a Personal Assistant and Project Co-ordinator for the past 20 years answering phones, planning meetings and generally being clients’ first port of call. Like James, I relocated to Cornwall some years ago to achieve a better work/life balance. In my free time, I can be found exploring the Cornish coast with my dog and enjoying the beaches with my family. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602242644917-9UJW6KA2TJLRZH3AYTU3/Mission_Strip.jpg About https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602244673801-M7MNHUI2Y11JUFCV5SF7/About_Hero.jpg About https://james-saulsbury.squarespace.com/home-testimonials-blog daily 0.75 2020-10-20 https://james-saulsbury.squarespace.com/home-testimonials-blog/2020/10/6/testimonial-3 monthly 0.5 2020-11-20 https://james-saulsbury.squarespace.com/home-testimonials-blog/2020/10/6/testimonial-2 monthly 0.5 2020-11-20 https://james-saulsbury.squarespace.com/home-testimonials-blog/2020/10/6/testimonial-1 monthly 0.5 2020-10-12 https://james-saulsbury.squarespace.com/our-services daily 0.75 2020-11-20 https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1603289339444-H4LUITXO78L257T0333H/Services2.jpg Our Services - Protection Have you ever contemplated what would happen if you were to fall seriously ill, or, god forbid, something even worse? Nobody can predict the future, which is why it’s important to prepare a plan that will provide your family with an important safety net, regardless of the severity of the situation. Protection planning can alleviate stress and safeguard the future for you and your family. From critical insurance cover to life insurance through to debt insurance, we’ll use our expertise to inform you of all the important strategies that can mitigate the impact of such traumas. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602593282695-7HCZ4J5YDK6CEISVV81I/Beach.jpg Our Services - Savings & Investments Being able to save and invest intelligently will play a crucial role in securing your financial future. But with so many investment and saving opportunities available, it’s difficult to identify what strategy is the most effective. We provide you with a tailored approach that prioritises your needs. We’ll ask you about your goals, aspirations and values too to create a strategy that suits you. For example, we offer ethical investing opportunities, which means you can invest your money knowing that it’s also having a positive impact on society, the environment and future generations. Please note: The value of investments can fall and rise. You may not get back what you invested. Tax treatment depends on the individual circumstances of each client and may be subject to change in future. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1603289249828-Q8P62DFN3RVIOCUOBE8J/Services1.jpg Our Services - Pension Planning Planning for your pension doesn’t have to be daunting, complicated or stressful. If anything, it should be exciting. We love pensions because they allow people the opportunity to live the lifestyle they want. At Saulsbury Independent, we simplify complex processes by narrowing down all of the options that are most relevant to you. From your first meeting with us, you’ll receive expert advice that’s tailored to your needs to protect your future. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602592579443-LU655JSS4TD6JG933KH0/Inheritance.jpg Our Services - Inheritance Tax Planning Inheritance tax is a type of tax that you have to pay once you have passed away. It’s a complex area of law that’s constantly changing. Failing to plan for your inheritance leaves you and your family exposed to a larger IHT bill. To secure your family’s future finances, you need to plan for the future. We offer you a bespoke strategy that minimises your tax liabilities whilst taking important considerations into account, including your investments, income levels or pensions. From your first meeting with us, our objective is to simplify the journey and ensure what’s rightfully yours stays in the family. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602244205014-SGPHIVEKWPI9VRGEE2MV/Services_Hero.jpg Our Services https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1603199668199-I9IP9MYLTG0U402R4U7K/dominik-pearce-gpAJxAcRFSQ-unsplash.jpg Our Services https://james-saulsbury.squarespace.com/home daily 1.0 2021-02-04 https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602494905068-VDUV8ZSMVYWQTBDJJS3G/image-asset.jpeg Home - Get in touch We’re always on hand to help. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602245473783-ERRKNDXKRJCXEGEQGKYX/image-asset.jpeg Home https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602536502009-Q8CVQZ8VW5AL72UQ8COZ/adverse-camber-jCVJxQ_P3J8-unsplash.jpg Home https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602537403386-BKRF15SIFEYEJHWD80MB/artem-beliaikin-pZ3W194Ye2k-unsplash.jpg Home https://james-saulsbury.squarespace.com/contact-testimonials-blog daily 0.75 2020-10-13 https://james-saulsbury.squarespace.com/contact-testimonials-blog/testimonial-3 monthly 0.5 2020-10-20 https://james-saulsbury.squarespace.com/contact-testimonials-blog/testimonial-2 monthly 0.5 2020-10-20 https://james-saulsbury.squarespace.com/contact-testimonials-blog/2020/10/6/testimonial-3-ejtec monthly 0.5 2020-10-20 https://james-saulsbury.squarespace.com/contact daily 0.75 2020-10-14 https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602245473783-ERRKNDXKRJCXEGEQGKYX/image-asset.jpeg Contact https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1603356825421-OVS336SIWOWIY5CFKIIA/AdobeStock_186912006.jpg Contact https://james-saulsbury.squarespace.com/our-process daily 0.75 2020-11-20 https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602243523592-GTBBLE3E4QUCVTNCI5ZR/image-asset.jpeg Our Process - Digital communication We understand that it may not always be convenient to meet in person. Whatever your preferences or requirements are, we provide a flexible financial service that connects with you from any location, at any time. This might suit you if you’re busy in the day time for example, and you prefer to have video calls rather than face-to-face meetings. https://images.squarespace-cdn.com/content/v1/5a6b858e64b05f4fce1773ae/1602243477781-Z7JU9Q87HSJK4LDXTB88/image-asset.jpeg Our Process - Face-to-face meetings Do you prefer discussing your financial aspirations in person? Many people do for a variety of reasons, as it’s more personal and provides a clearer form of communication. 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